Other Financial Resources
Community Action Duluth’s (CAD) Home Repair Matched Savings IDA Program
Provides low-income homeowners at or below 80% of the Area Median Income with an opportunity to save and have their savings matched to use to make home repairs or improvements. Participants will complete a financial literacy class, a post-purchase class; have an energy audit and a home inspection which will help to determine their home repair plan. Contact Community Action Duluth at 218-726-1665 or visit www.communityactionduluth.org for more information.
Minnesota Housing Fix-up Fund
Provides loans at below-market interest rates to homeowners with a gross annual income of up to $96,500. The maximum loan amount is $35,000. Loans may be used for improvements to the livability, accessibility, or energy efficiency of a home. Participating lenders include: One Roof Community Housing, North Shore Bank of Commerce, Park State Bank, TCF National Bank, Minnesota. Contact a participating lender or Minnesota Housing at 1-800-710-8871 or visit www.mhfa.state.mn.us for further information.
One Roof Community Housing Rehab Loans
One Roof Community Housing offers the following loan programs for home improvement: One Roof Revolving Loan Fund (RLF), Fix-up Fund and Community Fix-up Fund, MHFA Rehabilitation Loan Program. Contact One Roof at 218-727-5372 or visit www.1roofhousing.org for more information.